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Ralph Mureti

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Man photographing front-end collision damage with a smartphone, capturing insurance claim photo evidence at the scene

Why Insurance Claim Photo Evidence Is Under New Scrutiny in 2026

A March 2026 Verisk study found that 36% of consumers would consider altering a claim image and 98% of insurers say AI editing tools are driving digital fraud. The screening built in response now flags honest claimants for cropping a photo. Here is what gets checked, what falsely trips it, and how to build a file that holds.

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