David Gama, Author at Appraisal Engine Inc https://appraisalengine.com/author/davidgama/ Vehicle Appraisal Experts - Total Loss and Diminished Value Mon, 18 Aug 2025 20:17:40 +0000 en-US hourly 1 https://wordpress.org/?v=7.0 https://appraisalengine.com/wp-content/uploads/cropped-AE-Icon-PNG-32x32.png David Gama, Author at Appraisal Engine Inc https://appraisalengine.com/author/davidgama/ 32 32 How to Get a Higher ACV From Insurance After a Crash https://appraisalengine.com/appraiser-blog/how-to-get-a-higher-acv-from-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-get-a-higher-acv-from-insurance Mon, 18 Aug 2025 20:16:05 +0000 https://appraisalengine.com/?p=27591 When your car is totaled after a crash, the insurance company will offer a payout based on its Actual Cash Value (ACV)—but that offer isn’t always fair. Many drivers accept less than their vehicle is worth simply because they don’t know how to push back. In this article, you’ll learn how to get a higher […]

The post How to Get a Higher ACV From Insurance After a Crash appeared first on Appraisal Engine Inc.

]]> How to Document Diminished Value in a Vehicle That’s Been Repaired https://appraisalengine.com/appraiser-blog/how-to-document-diminished-value/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-document-diminished-value Mon, 11 Aug 2025 18:02:33 +0000 https://appraisalengine.com/?p=27578 When your car is damaged in an accident, even the best repairs can’t restore its original market value. This loss, known as diminished value, can mean thousands of dollars in reduced resale or trade-in worth. Insurance companies won’t just take your word for it — they need proof. In this guide, you’ll learn exactly how […]

The post How to Document Diminished Value in a Vehicle That’s Been Repaired appeared first on Appraisal Engine Inc.

]]> How a Car Insurance Estimate Can Affect Your Payout https://appraisalengine.com/appraiser-blog/slug-car-insurance-estimate/?utm_source=rss&utm_medium=rss&utm_campaign=slug-car-insurance-estimate Tue, 05 Aug 2025 18:18:07 +0000 https://appraisalengine.com/?p=27517 When you file an auto claim, one of the first things you’ll see from the insurance company is a car insurance estimate. This document outlines what the insurer believes it will cost to repair your vehicle after an accident. On the surface, it might seem like a neutral calculation, but it can have a major […]

The post How a Car Insurance Estimate Can Affect Your Payout appeared first on Appraisal Engine Inc.

]]> Diminished Value Police Report: Why It Strengthens Your DV Claim https://appraisalengine.com/appraiser-blog/police-report-diminished-value-claim/?utm_source=rss&utm_medium=rss&utm_campaign=police-report-diminished-value-claim Tue, 29 Jul 2025 18:33:42 +0000 https://appraisalengine.com/?p=27357 When your car is damaged in an accident, its value drops—even if it’s repaired. That drop is called diminished value, and you can file a diminished value (DV) claim to get compensated. But getting approved isn’t automatic. You need strong proof—and that’s where a diminished value police report makes all the difference. This article covers: […]

The post Diminished Value Police Report: Why It Strengthens Your DV Claim appeared first on Appraisal Engine Inc.

]]> Used Cars to Avoid in 2025 and Why https://appraisalengine.com/appraiser-blog/used-cars-to-avoid-2025/?utm_source=rss&utm_medium=rss&utm_campaign=used-cars-to-avoid-2025 Wed, 23 Jul 2025 17:31:51 +0000 https://appraisalengine.com/?p=26562 When shopping for used cars to avoid in 2025, a low price tag can be misleading. Some vehicles may seem like a great deal, but hide serious problems—like skipped maintenance, accident damage, or heavy fleet use. This guide explains which used cars to avoid in 2025, why they’re considered high risk, and how to spot […]

The post Used Cars to Avoid in 2025 and Why appeared first on Appraisal Engine Inc.

]]> Diminished Value Claims in New York: A Step-by-Step Guide https://appraisalengine.com/appraiser-blog/diminished-value-claim-new-york/?utm_source=rss&utm_medium=rss&utm_campaign=diminished-value-claim-new-york Mon, 21 Jul 2025 18:52:26 +0000 https://appraisalengine.com/?p=26459 https://appraisalengine.com/wp-content/uploads/Appraisal-Engine.pdf If you’re considering a diminished value claim in New York after a car accident, you’re not alone—and you’re likely facing a tough road ahead. Even after your vehicle has been fully repaired, its resale value often drops simply because it now has an accident history. While many believe getting compensated for that lost value […]

The post Diminished Value Claims in New York: A Step-by-Step Guide appeared first on Appraisal Engine Inc.

]]> How Comparative Negligence Impacts DV Claims https://appraisalengine.com/appraiser-blog/comparative-negligence-diminished-value-claim/?utm_source=rss&utm_medium=rss&utm_campaign=comparative-negligence-diminished-value-claim Wed, 11 Jun 2025 16:56:10 +0000 https://appraisalengine.com/?p=26411 If you’ve been in a car accident and you’re filing a diminished value claim, your payout could take a major hit if you’re found partially at fault. That principle is called comparative negligence. It’s a legal doctrine that can reduce your compensation even if someone else caused most of the damage. In this article, you’ll […]

The post How Comparative Negligence Impacts DV Claims appeared first on Appraisal Engine Inc.

]]> Can Shared Fault Lower Your DV Settlement? https://appraisalengine.com/appraiser-blog/comparative-negligence-diminished-value/?utm_source=rss&utm_medium=rss&utm_campaign=comparative-negligence-diminished-value Thu, 05 Jun 2025 13:20:18 +0000 https://appraisalengine.com/?p=26330 When you file a diminished value (DV) claim after a car accident, you’re expecting compensation for your vehicle’s lost market value. But what happens if you were partly at fault for the accident? That’s where comparative negligence comes into play.In this article, you’ll learn how comparative negligence works, how it affects your payout, and what […]

The post Can Shared Fault Lower Your DV Settlement? appeared first on Appraisal Engine Inc.

]]> No Appraisal Clause? Here’s Why That Should Worry You https://appraisalengine.com/appraiser-blog/missing-appraisal-clause-auto-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=missing-appraisal-clause-auto-insurance Tue, 27 May 2025 18:42:46 +0000 https://appraisalengine.com/?p=26323 When it comes to resolving disputes with your auto insurance company, having anappraisal clause in your policy can make all the difference between a reasonable,efficient resolution and a drawn-out legal battle. Unfortunately, more policyholders arediscovering—only after a disagreement arises—that this vital clause is missing fromtheir coverage.What Is an Appraisal Clause?An appraisal clause is a standard […]

The post No Appraisal Clause? Here’s Why That Should Worry You appeared first on Appraisal Engine Inc.

]]> Is It Possible to Reopen Your Diminished Value Claim? https://appraisalengine.com/appraiser-blog/reopen-diminished-value-claim/?utm_source=rss&utm_medium=rss&utm_campaign=reopen-diminished-value-claim Tue, 27 May 2025 17:46:00 +0000 https://appraisalengine.com/?p=26317 When you accept a diminished value (DV) settlement, it might feel like the case is closed for good. But sometimes, new damages or mistakes come to light after you’ve signed off. So, is it possible to reopen your diminished value claim? Yes, under certain conditions—but there are strict rules and deadlines you need to know. […]

The post Is It Possible to Reopen Your Diminished Value Claim? appeared first on Appraisal Engine Inc.

]]>