independent appraisal Archives - Appraisal Engine Inc https://appraisalengine.com/tag/independent-appraisal/ Vehicle Appraisal Experts - Total Loss and Diminished Value Tue, 18 Aug 2026 12:59:31 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.4 https://appraisalengine.com/wp-content/uploads/cropped-AE-Icon-PNG-32x32.png independent appraisal Archives - Appraisal Engine Inc https://appraisalengine.com/tag/independent-appraisal/ 32 32 Insurers Just Posted Their Best Year in Two Decades. Here Is Why Insurance Settlement Offers Are Still Low. https://appraisalengine.com/company/why-insurance-settlement-offers-are-low/?utm_source=rss&utm_medium=rss&utm_campaign=why-insurance-settlement-offers-are-low Tue, 18 Aug 2026 12:56:38 +0000 https://appraisalengine.com/?p=28588 Personal auto insurance posted a forecast 94.4 combined ratio for 2025 and the industry recorded a $15.8 billion underwriting gain in the first quarter of 2026. Meanwhile claim volume fell and total loss frequency hit a record. Here is what the financial data proves about a low offer, what it does not prove, and which five inputs actually move a valuation.

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]]> Why Insurance Claim Photo Evidence Is Under New Scrutiny in 2026 https://appraisalengine.com/company/insurance-claim-photo-evidence/?utm_source=rss&utm_medium=rss&utm_campaign=insurance-claim-photo-evidence Fri, 14 Aug 2026 16:54:38 +0000 https://appraisalengine.com/?p=28583 A March 2026 Verisk study found that 36% of consumers would consider altering a claim image and 98% of insurers say AI editing tools are driving digital fraud. The screening built in response now flags honest claimants for cropping a photo. Here is what gets checked, what falsely trips it, and how to build a file that holds.

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]]> How the Vehicle Affordability Crisis Affects Your Insurance Claim https://appraisalengine.com/company/vehicle-affordability-impact-insurance-claims/?utm_source=rss&utm_medium=rss&utm_campaign=vehicle-affordability-impact-insurance-claims Tue, 21 Jul 2026 13:24:44 +0000 https://appraisalengine.com/?p=28511 With average new vehicle prices holding near $50,000 and nearly a third of trade-ins carrying negative equity, the vehicle affordability crisis is directly widening the gap between what insurers offer and what your car is actually worth. Here is what that means for your diminished value or total loss claim.

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]]> How Tariffs on Imported Cars Are Changing Vehicle Values in 2025 https://appraisalengine.com/company/car-tariffs-vehicle-values-2025/?utm_source=rss&utm_medium=rss&utm_campaign=car-tariffs-vehicle-values-2025 Mon, 06 Apr 2026 14:19:57 +0000 https://appraisalengine.com/?p=28096 The post How Tariffs on Imported Cars Are Changing Vehicle Values in 2025 appeared first on Appraisal Engine Inc.

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